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exclusive benefits for

FOP Members

No matter your stage in life, we offer benefits that will prepare you for what lies ahead.


Medicare Advantage

Taking care of you and your family is a priority. Aetna has offered our members two health insurance plans designed to meet you where you are.

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Home Buying and Mortgages

Direct Mortgage Loans

A complete mortgage solution for FOP members. FOP Benefits has partnered with Direct Mortgage to offer competitive mortgage rates for new homes and refinancing.

Homes for Heroes

Real heroes, real savings.  Homes for Heroes, Inc. is the largest nationwide network of affiliate real estate specialists; committed to providing easy ways for heroes to save on a home.


Liberty Mutual

Your personal property is important to you. Protect it with Liberty Mutual Auto and Home Insurance.

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Cipolla Insurance Individual and Lodge Life

Cipolla Insurance has provided State and Local Lodges with Life and Accidental Death/Line of Duty Benefits for over 40 years. This coverage is designed as a lodge paid benefit of membership. All members of the lodge are included, both active and retired.

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Colonial Life

Don’t wait to make a plan. Life can take turns and FOP Benefits wants you to be prepared for the unexpected. We have partnered with Colonial Life to offer FOP members exclusive access to Dental, Accident, Critical Illness, Term life, and Whole Life Insurance.

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Travel Perks

We know work is stressful, so let us take some of the burden away. We want to make sure you and your family get the vacation you deserve. Enjoy time away without worrying about the details. As a member of the Fraternal Order of Police, you have earned savings on ocean and river cruises, land tours, resort stays, and more.

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Avis Car Rental

Grand Lodge of FOP Members can save up to 30% off Avis PAY NOW rates when making a reservation. Complete your reservation and receive instant online and email confirmation of your travel plans.

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Heroes Vacation Club

Heroes Vacation Club is excited to partner with the FOP to offer an incredible, affordable, and well-earned vacation option. Heroes Vacation Club is built around the idea that our heroes deserve the best! With so many vacation options from hotel to resorts and more, there are so many ways to relax and get away. It’s FREE to join!

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Health & Wellness


What are your wellness goals?  FOP members have access to BurnAlong, an online health and wellness platform that will help you achieve your goals via virtual instruction and social motivation.

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Heritage RX

Up to 80% savings on pharmaceuticals including pet meds!

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FOP Visa Card
The FOP Visa® Rewards Credit Card features a flexible rewards program with thousands of rewards options and additional cardholder benefits.

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College Ave Student Loans - In-School

Get the money you need to reach your higher education goals. The Fraternal Order of Police has partnered with College Ave to provide a simple application and a personalized loan experience for undergraduates, graduates and parents.

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National Police Credit Union

National Police Credit Union can finance up to 100%** of your next new or used car at competitive Auto Loan rates and terms.

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College Ave Student Loans - Refinance

Fixed and Variable Rate Student Loan Refinancing for College Graduates by the Fraternal Order of Police in partnership with College Ave Student Loans. Combine multiple loans into one loan to make repayment easier and simplify your life. Get your rate in 1 minute!

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higher education

Eastern Gateway College

FOP members can earn a free college degree.

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Identity Theft


You work hard to protect us everyday, so let us help to protect the things most valuable to you. FOP Benefits provides access to LifeLock® identity theft protection. As a member, you can receive alerts via phone, email or text to notify you of suspicious activity, and their award-winning U.S. based team of specialists will work to resolve identity theft problems.  Your identity is worth protecting.

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